TorFX
The most money arrives: ₨1,075,915.98, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₨1,075,915.98.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Transfer comparison
Compare today's fees, exchange rates, delivery times and recipient amounts across 6 providers.
Rates updated 11 hours ago
Ranked by what your recipient actually gets.
| Provider | Recipient gets | Fee | Rate | Delivery | Best for | |
|---|---|---|---|---|---|---|
|
|
₨1,075,915.98 | No fee | 107.5916 | Minutes to 2 days | Most money received Best for Bank deposit | Send with TorFX (opens in a new tab) |
|
|
₨1,074,624.02 ₨1,292 less | A$1.99 | 107.4838 | 1-3 days | Best for Mobile money Best for Cash pickup | Send with XE (opens in a new tab) |
|
|
₨1,072,681.76 ₨3,234 less | No fee | 107.2682 | 1–3 business | Bank deposit | Send with OFX (opens in a new tab) |
|
|
₨1,072,520.05 ₨3,396 less | A$51.50 | 107.8072 | Seconds to 2 business days | Fastest delivery | Send with Wise (opens in a new tab) |
|
|
₨1,067,291.40 ₨8,625 less | No fee | 106.7291 | Minutes to 1 business day | Bank deposit · Cash pickup · Mobile money | Send with Western Union (opens in a new tab) |
|
|
₨1,066,865.55 ₨9,050 less | A$3.99 | 106.7291 | Minutes (Express) / 1–3 days (Economy) | Bank deposit · Cash pickup · Mobile money | Send with Remitly (opens in a new tab) |
Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.
The most money arrives: ₨1,075,915.98, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₨1,075,915.98.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Quickest to arrive: Seconds to 2 business days.
Pays the most to Mobile money: ₨1,074,624.02.
Pays the most to Cash pickup: ₨1,074,624.02.
"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.
After fees and exchange-rate costs, your recipient gets about ₨1,075,916
Choosing TorFX over Remitly puts ₨9,050 more in your recipient's hands on this transfer.
Where your money goes with TorFX
Rate offered: 1 AUD = 107.5916 NPR. Mid-market: 107.8072.
Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.
OFX charges no transfer fee — yet its exchange rate leaves your recipient ₨3,234 less than TorFX. A $0 fee is not the same as the cheapest transfer.
Only methods offered by the providers above.
3 providers
6 providers
3 providers
Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today (₨1,075,916).
Enter A$10,000 as the amount you send and add your recipient's details exactly as they appear on their ID or account.
Select Mobile money, Bank deposit, Cash pickup — whichever your recipient can use.
Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Today the total cost — transfer fee plus exchange-rate margin — ranges from A$20.00 with TorFX to A$103.95 with Remitly across the 6 providers we compare.
TorFX is the cheapest overall today: your recipient gets ₨1,075,915.98 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.
Between ₨1,066,866 and ₨1,075,916 depending on the provider, at today's rates. At the mid-market rate with no costs at all, A$10,000 would be ₨1,078,072.
Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.
Yes. 3 providers pay out to Mobile money, including XE, Western Union, Remitly. XE pays the most: ₨1,074,624.02. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.
TorFX gives your recipient ₨1,292 more than XE today (₨1,075,915.98 against ₨1,074,624.02). Rates change, so compare again on the day you send.
Yes. 6 providers we compare deposit into bank accounts in Nepal. TorFX pays the most: ₨1,075,915.98. Bank deposits are often slower than mobile money.
6 of the providers we compare accept A$10,000 on this route. These can't: WorldRemit (Maximum transfer is A$5,000.00). Larger transfers can also trigger extra identity or source-of-funds checks.