TorFX
The most money arrives: ₨1,925,308.23, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₨1,925,308.23.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Transfer comparison
Compare today's fees, exchange rates, delivery times and recipient amounts across 6 providers.
Rates updated 10 hours ago
Ranked by what your recipient actually gets.
| Provider | Recipient gets | Fee | Rate | Delivery | Best for | |
|---|---|---|---|---|---|---|
|
|
₨1,925,308.23 | No fee | 192.5308 | Minutes to 2 days | Most money received Best for Bank deposit | Send with TorFX (opens in a new tab) |
|
|
₨1,922,996.32 ₨2,312 less | A$1.99 | 192.3379 | 1-3 days | Best for Mobile money Best for Cash pickup | Send with XE (opens in a new tab) |
|
|
₨1,919,520.73 ₨5,788 less | No fee | 191.9521 | 1–3 business | Bank deposit | Send with OFX (opens in a new tab) |
|
|
₨1,919,231.36 ₨6,077 less | A$51.50 | 192.9167 | Seconds to 2 business days | Fastest delivery | Send with Wise (opens in a new tab) |
|
|
₨1,909,874.90 ₨15,433 less | No fee | 190.9875 | Minutes to 1 business day | Bank deposit · Cash pickup · Mobile money | Send with Western Union (opens in a new tab) |
|
|
₨1,909,112.86 ₨16,195 less | A$3.99 | 190.9875 | Minutes (Express) / 1–3 days (Economy) | Bank deposit · Cash pickup · Mobile money | Send with Remitly (opens in a new tab) |
Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.
The most money arrives: ₨1,925,308.23, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₨1,925,308.23.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Quickest to arrive: Seconds to 2 business days.
Pays the most to Mobile money: ₨1,922,996.32.
Pays the most to Cash pickup: ₨1,922,996.32.
"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.
After fees and exchange-rate costs, your recipient gets about ₨1,925,308
Choosing TorFX over Remitly puts ₨16,195 more in your recipient's hands on this transfer.
Where your money goes with TorFX
Rate offered: 1 AUD = 192.5308 PKR. Mid-market: 192.9167.
Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.
OFX charges no transfer fee — yet its exchange rate leaves your recipient ₨5,788 less than TorFX. A $0 fee is not the same as the cheapest transfer.
Only methods offered by the providers above.
3 providers
6 providers
3 providers
Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today (₨1,925,308).
Enter A$10,000 as the amount you send and add your recipient's details exactly as they appear on their ID or account.
Select Mobile money, Bank deposit, Cash pickup — whichever your recipient can use.
Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Today the total cost — transfer fee plus exchange-rate margin — ranges from A$20.00 with TorFX to A$103.95 with Remitly across the 6 providers we compare.
TorFX is the cheapest overall today: your recipient gets ₨1,925,308.23 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.
Between ₨1,909,113 and ₨1,925,308 depending on the provider, at today's rates. At the mid-market rate with no costs at all, A$10,000 would be ₨1,929,167.
Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.
Yes. 3 providers pay out to Mobile money, including XE, Western Union, Remitly. XE pays the most: ₨1,922,996.32. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.
TorFX gives your recipient ₨2,312 more than XE today (₨1,925,308.23 against ₨1,922,996.32). Rates change, so compare again on the day you send.
Yes. 6 providers we compare deposit into bank accounts in Pakistan. TorFX pays the most: ₨1,925,308.23. Bank deposits are often slower than mobile money.
6 of the providers we compare accept A$10,000 on this route. These can't: WorldRemit (Maximum transfer is A$5,000.00). Larger transfers can also trigger extra identity or source-of-funds checks.