TorFX
The most money arrives: CFA795,978, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: CFA795,978.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Transfer comparison
Compare today's fees, exchange rates, delivery times and recipient amounts across 7 providers.
Rates updated 11 hours ago
Ranked by what your recipient actually gets.
| Provider | Recipient gets | Fee | Rate | Delivery | Best for | |
|---|---|---|---|---|---|---|
|
|
CFA795,978 | No fee | 159.1955 | Minutes to 2 days | Most money received Best for Bank deposit | Send with TorFX (opens in a new tab) |
|
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CFA794,864 CFA1,114 less | د.إ1.99 | 159.0360 | 1-3 days | Best for Mobile money Best for Cash pickup | Send with XE (opens in a new tab) |
|
|
CFA793,585 CFA2,393 less | No fee | 158.7170 | 1–3 business | Bank deposit | Send with OFX (opens in a new tab) |
|
|
CFA793,346 CFA2,632 less | د.إ26.50 | 159.5146 | Seconds to 2 business days | Fastest delivery | Send with Wise (opens in a new tab) |
|
|
CFA790,877 CFA5,101 less | د.إ1.99 | 158.2384 | Minutes to 3 days | Best for Digital wallet | Send with WorldRemit (opens in a new tab) |
|
|
CFA789,597 CFA6,381 less | No fee | 157.9194 | Minutes to 1 business day | Bank deposit · Cash pickup · Mobile money | Send with Western Union (opens in a new tab) |
|
|
CFA788,967 CFA7,011 less | د.إ3.99 | 157.9194 | Minutes (Express) / 1–3 days (Economy) | Bank deposit · Cash pickup · Mobile money | Send with Remitly (opens in a new tab) |
Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.
The most money arrives: CFA795,978, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: CFA795,978.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Quickest to arrive: Seconds to 2 business days.
Pays the most to Mobile money: CFA794,864.
Pays the most to Cash pickup: CFA794,864.
Pays the most to Digital wallet: CFA790,877.
"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.
After fees and exchange-rate costs, your recipient gets about CFA795,978
Choosing TorFX over Remitly puts CFA7,011 more in your recipient's hands on this transfer.
Where your money goes with TorFX
Rate offered: 1 AED = 159.1955 XOF. Mid-market: 159.5146.
Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.
OFX charges no transfer fee — yet its exchange rate leaves your recipient CFA2,393 less than TorFX. A $0 fee is not the same as the cheapest transfer.
Only methods offered by the providers above.
4 providers
7 providers
4 providers
1 provider
Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today (CFA795,978).
Enter د.إ5,000 as the amount you send and add your recipient's details exactly as they appear on their ID or account.
Select Mobile money, Bank deposit, Cash pickup, Digital wallet — whichever your recipient can use.
Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Today the total cost — transfer fee plus exchange-rate margin — ranges from د.إ10.00 with TorFX to د.إ53.95 with Remitly across the 7 providers we compare.
TorFX is the cheapest overall today: your recipient gets CFA795,978 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.
Between CFA788,967 and CFA795,978 depending on the provider, at today's rates. At the mid-market rate with no costs at all, د.إ5,000 would be CFA797,573.
Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.
Yes. 4 providers pay out to Mobile money, including XE, WorldRemit, Western Union. XE pays the most: CFA794,864. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.
TorFX gives your recipient CFA1,114 more than XE today (CFA795,978 against CFA794,864). Rates change, so compare again on the day you send.
Yes. 7 providers we compare deposit into bank accounts in Senegal. TorFX pays the most: CFA795,978. Bank deposits are often slower than mobile money.
All 7 providers we compare accept د.إ5,000 on this route. Larger transfers can also trigger extra identity or source-of-funds checks.