TorFX
The most money arrives: ₹263,280.86, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₹263,280.86.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Transfer comparison
Compare today's fees, exchange rates, delivery times and recipient amounts across 6 providers.
Rates updated 10 hours ago
Ranked by what your recipient actually gets.
| Provider | Recipient gets | Fee | Rate | Delivery | Best for | |
|---|---|---|---|---|---|---|
|
|
₹263,280.86 | No fee | 26.3281 | Minutes to 2 days | Most money received Best for Bank deposit | Send with TorFX (opens in a new tab) |
|
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₹262,964.71 ₹316 less | د.إ1.99 | 26.3017 | 1-3 days | Best for Mobile money Best for Cash pickup | Send with XE (opens in a new tab) |
|
|
₹262,489.44 ₹791 less | No fee | 26.2489 | 1–3 business | Bank deposit | Send with OFX (opens in a new tab) |
|
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₹262,449.87 ₹831 less | د.إ51.50 | 26.3808 | Seconds to 2 business days | Fastest delivery | Send with Wise (opens in a new tab) |
|
|
₹261,170.39 ₹2,110 less | No fee | 26.1170 | Minutes to 1 business day | Bank deposit · Cash pickup · Mobile money | Send with Western Union (opens in a new tab) |
|
|
₹261,066.19 ₹2,215 less | د.إ3.99 | 26.1170 | Minutes (Express) / 1–3 days (Economy) | Bank deposit · Cash pickup · Mobile money | Send with Remitly (opens in a new tab) |
Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.
The most money arrives: ₹263,280.86, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₹263,280.86.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Quickest to arrive: Seconds to 2 business days.
Pays the most to Mobile money: ₹262,964.71.
Pays the most to Cash pickup: ₹262,964.71.
"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.
After fees and exchange-rate costs, your recipient gets about ₹263,281
Choosing TorFX over Remitly puts ₹2,215 more in your recipient's hands on this transfer.
Where your money goes with TorFX
Rate offered: 1 AED = 26.3281 INR. Mid-market: 26.3808.
Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.
OFX charges no transfer fee — yet its exchange rate leaves your recipient ₹791 less than TorFX. A $0 fee is not the same as the cheapest transfer.
Only methods offered by the providers above.
3 providers
6 providers
3 providers
Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today (₹263,281).
Enter د.إ10,000 as the amount you send and add your recipient's details exactly as they appear on their ID or account.
Select Mobile money, Bank deposit, Cash pickup — whichever your recipient can use.
Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Today the total cost — transfer fee plus exchange-rate margin — ranges from د.إ20.00 with TorFX to د.إ103.95 with Remitly across the 6 providers we compare.
TorFX is the cheapest overall today: your recipient gets ₹263,280.86 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.
Between ₹261,066 and ₹263,281 depending on the provider, at today's rates. At the mid-market rate with no costs at all, د.إ10,000 would be ₹263,808.
Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.
Yes. 3 providers pay out to Mobile money, including XE, Western Union, Remitly. XE pays the most: ₹262,964.71. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.
TorFX gives your recipient ₹316 more than XE today (₹263,280.86 against ₹262,964.71). Rates change, so compare again on the day you send.
Yes. 6 providers we compare deposit into bank accounts in India. TorFX pays the most: ₹263,280.86. Bank deposits are often slower than mobile money.
6 of the providers we compare accept د.إ10,000 on this route. These can't: WorldRemit (Maximum transfer is د.إ5,000.00). Larger transfers can also trigger extra identity or source-of-funds checks.