TorFX
The most money arrives: $4,398,049.51, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: $4,398,049.51.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Transfer comparison
Compare today's fees, exchange rates, delivery times and recipient amounts across 7 providers.
Rates updated 11 hours ago
Ranked by what your recipient actually gets.
| Provider | Recipient gets | Fee | Rate | Delivery | Best for | |
|---|---|---|---|---|---|---|
|
|
$4,398,049.51 | No fee | 879.6099 | Minutes to 2 days | Most money received Best for Bank deposit | Send with TorFX (opens in a new tab) |
|
|
$4,391,893.98 $6,156 less | د.إ1.99 | 878.7285 | 1-3 days | Best for Mobile money Best for Cash pickup | Send with XE (opens in a new tab) |
|
|
$4,384,828.92 $13,221 less | No fee | 876.9658 | 1–3 business | Bank deposit | Send with OFX (opens in a new tab) |
|
|
$4,383,506.86 $14,543 less | د.إ26.50 | 881.3726 | Seconds to 2 business days | Fastest delivery | Send with Wise (opens in a new tab) |
|
|
$4,369,868.43 $28,181 less | د.إ1.99 | 874.3217 | Minutes to 3 days | Best for Digital wallet | Send with WorldRemit (opens in a new tab) |
|
|
$4,362,794.60 $35,255 less | No fee | 872.5589 | Minutes to 1 business day | Bank deposit · Cash pickup · Mobile money | Send with Western Union (opens in a new tab) |
|
|
$4,359,313.09 $38,736 less | د.إ3.99 | 872.5589 | Minutes (Express) / 1–3 days (Economy) | Bank deposit · Cash pickup · Mobile money | Send with Remitly (opens in a new tab) |
Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.
The most money arrives: $4,398,049.51, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: $4,398,049.51.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Quickest to arrive: Seconds to 2 business days.
Pays the most to Mobile money: $4,391,893.98.
Pays the most to Cash pickup: $4,391,893.98.
Pays the most to Digital wallet: $4,369,868.43.
"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.
After fees and exchange-rate costs, your recipient gets about $4,398,050
Choosing TorFX over Remitly puts $38,736 more in your recipient's hands on this transfer.
Where your money goes with TorFX
Rate offered: 1 AED = 879.6099 COP. Mid-market: 881.3726.
Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.
OFX charges no transfer fee — yet its exchange rate leaves your recipient $13,221 less than TorFX. A $0 fee is not the same as the cheapest transfer.
Only methods offered by the providers above.
4 providers
7 providers
4 providers
1 provider
Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today ($4,398,050).
Enter د.إ5,000 as the amount you send and add your recipient's details exactly as they appear on their ID or account.
Select Mobile money, Bank deposit, Cash pickup, Digital wallet — whichever your recipient can use.
Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Today the total cost — transfer fee plus exchange-rate margin — ranges from د.إ10.00 with TorFX to د.إ53.95 with Remitly across the 7 providers we compare.
TorFX is the cheapest overall today: your recipient gets $4,398,049.51 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.
Between $4,359,313 and $4,398,050 depending on the provider, at today's rates. At the mid-market rate with no costs at all, د.إ5,000 would be $4,406,863.
Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.
Yes. 4 providers pay out to Mobile money, including XE, WorldRemit, Western Union. XE pays the most: $4,391,893.98. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.
TorFX gives your recipient $6,156 more than XE today ($4,398,049.51 against $4,391,893.98). Rates change, so compare again on the day you send.
Yes. 7 providers we compare deposit into bank accounts in Colombia. TorFX pays the most: $4,398,049.51. Bank deposits are often slower than mobile money.
All 7 providers we compare accept د.إ5,000 on this route. Larger transfers can also trigger extra identity or source-of-funds checks.