TorFX
The most money arrives: R1,993.31, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: R1,993.31.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Transfer comparison
Send CHF100 from Switzerland to South Africa
Compare today's fees, exchange rates, delivery times and recipient amounts across 5 providers.
Rates updated 6 hours ago
- You send
- CHF100
- Recipient receives
- up to R1,993 with TorFX
- Fastest delivery
- Seconds to 2 business days Wise
Compare your options for sending CHF100
Ranked by what your recipient actually gets.
- Best overallTorFX
- Lowest upfront feeTorFX
- FastestWise
| Provider | Recipient gets | Fee | Rate | Delivery | Best for | |
|---|---|---|---|---|---|---|
TorFX Estimate
|
R1,993.31 | No fee | 19.9331 | Minutes to 2 days | Most money received Best for Bank deposit | Send with TorFX (opens in a new tab) |
Western Union Sponsored
Estimate
|
R1,977.33 R16 less | No fee | 19.7733 | Minutes to 1 business day | Best for Mobile money Best for Cash pickup | Send with Western Union (opens in a new tab) |
Wise Estimate
|
R1,957.36 R36 less | CHF2.00 | 19.9731 | Seconds to 2 business days | Fastest delivery | Send with Wise (opens in a new tab) |
WorldRemit Estimate
|
R1,941.90 R51 less | CHF1.99 | 19.8133 | Minutes to 3 days | Best for Digital wallet | Send with WorldRemit (opens in a new tab) |
Remitly Estimate
|
R1,898.44 R95 less | CHF3.99 | 19.7733 | Minutes (Express) / 1–3 days (Economy) | Bank deposit · Cash pickup · Mobile money | Send with Remitly (opens in a new tab) |
Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.
2 providers can't take CHF100 on this route
- OFX — Minimum transfer is CHF150.00
- XE — Minimum transfer is CHF3,000.00
Which is the best way to send CHF100 to South Africa?
Wise
Quickest to arrive: Seconds to 2 business days.
Western Union
Pays the most to Mobile money: R1,977.33.
Pays the most to Cash pickup: R1,977.33.
WorldRemit
Pays the most to Digital wallet: R1,941.90.
"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.
What CHF100 gets you in South Africa
After fees and exchange-rate costs, your recipient gets about R1,993
Choosing TorFX over Remitly puts R95 more in your recipient's hands on this transfer.
- The amount varies by provider — the table above shows each one.
- Exchange rates move during the day, so the final figure can change.
- Fees can depend on how you pay and how your recipient is paid.
- Most you can get
- R1,993 TorFX
- Least you could get
- R1,898 Remitly
- At the mid-market rate
- R1,997 No fees, no margin — the benchmark
How much does it cost to send CHF100 to South Africa?
Where your money goes with TorFX
- Amount sent
- CHF100.00
- Transfer fee
- − CHF0.00
- Exchange-rate margin
- − CHF0.20
- Total cost
- CHF0.20 (0.20%)
- Recipient receives
- R1,993.31
Rate offered: 1 CHF = 19.9331 ZAR. Mid-market: 19.9731.
Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.
Western Union charges no transfer fee — yet its exchange rate leaves your recipient R16 less than TorFX. A $0 fee is not the same as the cheapest transfer.
Ways your recipient can get the money in South Africa
Only methods offered by the providers above.
-
Mobile money
3 providers
- Most received
- R1,977 Western Union
- Fastest
- Minutes to 1 business day Western Union
-
Bank deposit
5 providers
- Most received
- R1,993 TorFX
- Fastest
- Seconds to 2 business days Wise
-
Cash pickup
3 providers
- Most received
- R1,977 Western Union
- Fastest
- Minutes to 1 business day Western Union
-
Digital wallet
1 provider
- Most received
- R1,942 WorldRemit
- Fastest
- Minutes to 3 days WorldRemit
How to send CHF100 from Switzerland to South Africa
-
Choose a provider
Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today (R1,993).
-
Enter your transfer details
Enter CHF100 as the amount you send and add your recipient's details exactly as they appear on their ID or account.
-
Choose delivery
Select Mobile money, Bank deposit, Cash pickup, Digital wallet — whichever your recipient can use.
-
Pay and track
Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.
Provider by provider for CHF100
TorFX
Most money received- Recipient gets
- R1,993.31
- Fee
- No fee
- Exchange rate
- 19.9331
- Delivery
- Minutes to 2 days
- Pays out to
- Bank deposit
Estimated · general pricing
Western Union
Best for Mobile money- Recipient gets
- R1,977.33
- Fee
- No fee
- Exchange rate
- 19.7733
- Delivery
- Minutes to 1 business day
- Pays out to
- Bank deposit, Cash pickup, Mobile money
Estimated · general pricing
Wise
Fastest delivery- Recipient gets
- R1,957.36
- Fee
- CHF2.00
- Exchange rate
- 19.9731
- Delivery
- Seconds to 2 business days
- Pays out to
- Bank deposit
Estimated · general pricing
WorldRemit
Best for Digital wallet- Recipient gets
- R1,941.90
- Fee
- CHF1.99
- Exchange rate
- 19.8133
- Delivery
- Minutes to 3 days
- Pays out to
- Bank deposit, Cash pickup, Mobile money, Digital wallet
Estimated · general pricing
Remitly
- Recipient gets
- R1,898.44
- Fee
- CHF3.99
- Exchange rate
- 19.7733
- Delivery
- Minutes (Express) / 1–3 days (Economy)
- Pays out to
- Bank deposit, Cash pickup, Mobile money
Estimated · general pricing
CHF100 transfer FAQs
How much does it cost to send CHF100 to South Africa?
Today the total cost — transfer fee plus exchange-rate margin — ranges from CHF0.20 with TorFX to CHF4.95 with Remitly across the 5 providers we compare.
What is the cheapest way to send CHF100 to South Africa?
TorFX is the cheapest overall today: your recipient gets R1,993.31 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.
How much will the recipient receive for CHF100?
Between R1,898 and R1,993 depending on the provider, at today's rates. At the mid-market rate with no costs at all, CHF100 would be R1,997.
How long does it take to send CHF100 to South Africa?
Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.
Can I send CHF100 to a mobile wallet in South Africa?
Yes. 3 providers pay out to Mobile money, including Western Union, WorldRemit, Remitly. Western Union pays the most: R1,977.33. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.
Is it cheaper to send CHF100 through TorFX or Western Union?
TorFX gives your recipient R16 more than Western Union today (R1,993.31 against R1,977.33). Rates change, so compare again on the day you send.
Can I send CHF100 to a bank account in South Africa?
Yes. 5 providers we compare deposit into bank accounts in South Africa. TorFX pays the most: R1,993.31. Bank deposits are often slower than mobile money.
Do money-transfer providers have limits on CHF100 transfers?
5 of the providers we compare accept CHF100 on this route. These can't: OFX (Minimum transfer is CHF150.00); XE (Minimum transfer is CHF3,000.00). Larger transfers can also trigger extra identity or source-of-funds checks.