TorFX
The most money arrives: ₨165,966.21, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₨165,966.21.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Transfer comparison
Compare today's fees, exchange rates, delivery times and recipient amounts across 6 providers.
Rates updated 5 hours ago
Ranked by what your recipient actually gets.
| Provider | Recipient gets | Fee | Rate | Delivery | Best for | |
|---|---|---|---|---|---|---|
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₨165,966.21 | No fee | 331.9324 | Minutes to 2 days | Most money received Best for Bank deposit | Send with TorFX (opens in a new tab) |
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₨165,467.31 ₨499 less | No fee | 330.9346 | 1–3 business | Bank deposit | Send with OFX (opens in a new tab) |
|
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₨164,968.41 ₨998 less | CHF4.00 | 332.5976 | Seconds to 2 business days | Fastest delivery | Send with Wise (opens in a new tab) |
|
|
₨164,635.81 ₨1,330 less | No fee | 329.2716 | Minutes to 1 business day | Best for Mobile money Best for Cash pickup | Send with Western Union (opens in a new tab) |
|
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₨164,311.84 ₨1,654 less | CHF1.99 | 329.9368 | Minutes to 3 days | Best for Digital wallet | Send with WorldRemit (opens in a new tab) |
|
|
₨163,322.02 ₨2,644 less | CHF3.99 | 329.2716 | Minutes (Express) / 1–3 days (Economy) | Bank deposit · Cash pickup · Mobile money | Send with Remitly (opens in a new tab) |
Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.
The most money arrives: ₨165,966.21, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₨165,966.21.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Quickest to arrive: Seconds to 2 business days.
Pays the most to Mobile money: ₨164,635.81.
Pays the most to Cash pickup: ₨164,635.81.
Pays the most to Digital wallet: ₨164,311.84.
"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.
After fees and exchange-rate costs, your recipient gets about ₨165,966
Choosing TorFX over Remitly puts ₨2,644 more in your recipient's hands on this transfer.
Where your money goes with TorFX
Rate offered: 1 CHF = 331.9324 PKR. Mid-market: 332.5976.
Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.
OFX charges no transfer fee — yet its exchange rate leaves your recipient ₨499 less than TorFX. A $0 fee is not the same as the cheapest transfer.
Only methods offered by the providers above.
3 providers
6 providers
3 providers
1 provider
Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today (₨165,966).
Enter CHF500 as the amount you send and add your recipient's details exactly as they appear on their ID or account.
Select Mobile money, Bank deposit, Cash pickup, Digital wallet — whichever your recipient can use.
Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Today the total cost — transfer fee plus exchange-rate margin — ranges from CHF1.00 with TorFX to CHF8.95 with Remitly across the 6 providers we compare.
TorFX is the cheapest overall today: your recipient gets ₨165,966.21 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.
Between ₨163,322 and ₨165,966 depending on the provider, at today's rates. At the mid-market rate with no costs at all, CHF500 would be ₨166,299.
Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.
Yes. 3 providers pay out to Mobile money, including Western Union, WorldRemit, Remitly. Western Union pays the most: ₨164,635.81. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.
TorFX gives your recipient ₨499 more than OFX today (₨165,966.21 against ₨165,467.31). Rates change, so compare again on the day you send.
Yes. 6 providers we compare deposit into bank accounts in Pakistan. TorFX pays the most: ₨165,966.21. Bank deposits are often slower than mobile money.
6 of the providers we compare accept CHF500 on this route. These can't: XE (Minimum transfer is CHF3,000.00). Larger transfers can also trigger extra identity or source-of-funds checks.