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Transfer comparison

Send kr5,000 from Sweden to Kenya

Compare today's fees, exchange rates, delivery times and recipient amounts across 7 providers.

Rates updated 11 hours ago

How much are you sending?

You send
kr5,000
Recipient receives
up to KSh64,603
with TorFX
Fastest delivery
Seconds to 2 business days
Wise

Compare your options for sending kr5,000

Ranked by what your recipient actually gets.

  • Best overallTorFX
  • Lowest upfront feeTorFX
  • FastestWise
Providers for sending kr5,000 to Kenya, ranked by amount received
Provider Recipient gets Fee Rate Delivery Best for
TorFX Estimate KSh64,602.83 No fee 12.9206 Minutes to 2 days Most money received Best for Bank deposit Send with TorFX (opens in a new tab)
XE Estimate KSh64,512.41 KSh90 less kr1.99 12.9076 1-3 days Best for M-Pesa Best for Cash pickup Send with XE (opens in a new tab)
OFX Estimate KSh64,408.63 KSh194 less No fee 12.8817 1–3 business Bank deposit Send with OFX (opens in a new tab)
Wise Estimate KSh64,389.21 KSh214 less kr26.50 12.9465 Seconds to 2 business days Fastest delivery Send with Wise (opens in a new tab)
WorldRemit Estimate KSh64,188.87 KSh414 less kr1.99 12.8429 Minutes to 3 days Best for Digital wallet Send with WorldRemit (opens in a new tab)
Western Union Sponsored Estimate KSh64,084.97 KSh518 less No fee 12.8170 Minutes to 1 business day Bank deposit · Cash pickup · M-Pesa Send with Western Union (opens in a new tab)
Remitly Estimate KSh64,033.83 KSh569 less kr3.99 12.8170 Minutes (Express) / 1–3 days (Economy) Bank deposit · Cash pickup · M-Pesa Send with Remitly (opens in a new tab)

Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.

Which is the best way to send kr5,000 to Kenya?

Most money received Best for Bank deposit Lowest upfront fee

TorFX

The most money arrives: KSh64,602.83, after a No fee fee and the exchange-rate margin.

Pays the most to Bank deposit: KSh64,602.83.

Lowest upfront fee (No fee) — the exchange rate still decides what arrives.

"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.

What kr5,000 gets you in Kenya

After fees and exchange-rate costs, your recipient gets about KSh64,603

Choosing TorFX over Remitly puts KSh569 more in your recipient's hands on this transfer.

  • The amount varies by provider — the table above shows each one.
  • Exchange rates move during the day, so the final figure can change.
  • Fees can depend on how you pay and how your recipient is paid.
Most you can get
KSh64,603
TorFX
Least you could get
KSh64,034
Remitly
At the mid-market rate
KSh64,732
No fees, no margin — the benchmark

How much does it cost to send kr5,000 to Kenya?

Where your money goes with TorFX

Amount sent
kr5,000.00
Transfer fee
− kr0.00
Exchange-rate margin
− kr10.00
Total cost
kr10.00 (0.20%)
Recipient receives
KSh64,602.83

Rate offered: 1 SEK = 12.9206 KES. Mid-market: 12.9465.

Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.

OFX charges no transfer fee — yet its exchange rate leaves your recipient KSh194 less than TorFX. A $0 fee is not the same as the cheapest transfer.

Total cost by provider

  • TorFX kr10.00
  • XE kr16.98
  • OFX kr25.00
  • Wise kr26.50
  • WorldRemit kr41.97
  • Western Union kr50.00
  • Remitly kr53.95

Ways your recipient can get the money in Kenya

Only methods offered by the providers above.

How to send kr5,000 from Sweden to Kenya

  1. Choose a provider

    Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today (KSh64,603).

  2. Enter your transfer details

    Enter kr5,000 as the amount you send and add your recipient's details exactly as they appear on their ID or account.

  3. Choose delivery

    Select M-Pesa, Bank deposit, Cash pickup, Digital wallet — whichever your recipient can use.

  4. Pay and track

    Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.

Provider by provider for kr5,000

TorFX

Most money received
Recipient gets
KSh64,602.83
Fee
No fee
Exchange rate
12.9206
Delivery
Minutes to 2 days
Pays out to
Bank deposit

Estimated · general pricing

XE

Best for M-Pesa
Recipient gets
KSh64,512.41
Fee
kr1.99
Exchange rate
12.9076
Delivery
1-3 days
Pays out to
Bank deposit, Cash pickup, M-Pesa

Estimated · general pricing

Wise

Fastest delivery
Recipient gets
KSh64,389.21
Fee
kr26.50
Exchange rate
12.9465
Delivery
Seconds to 2 business days
Pays out to
Bank deposit

Estimated · general pricing

WorldRemit

Best for Digital wallet
Recipient gets
KSh64,188.87
Fee
kr1.99
Exchange rate
12.8429
Delivery
Minutes to 3 days
Pays out to
Bank deposit, Cash pickup, M-Pesa, Digital wallet

Estimated · general pricing

Remitly

Recipient gets
KSh64,033.83
Fee
kr3.99
Exchange rate
12.8170
Delivery
Minutes (Express) / 1–3 days (Economy)
Pays out to
Bank deposit, Cash pickup, M-Pesa

Estimated · general pricing

kr5,000 transfer FAQs

How much does it cost to send kr5,000 to Kenya?

Today the total cost — transfer fee plus exchange-rate margin — ranges from kr10.00 with TorFX to kr53.95 with Remitly across the 7 providers we compare.

What is the cheapest way to send kr5,000 to Kenya?

TorFX is the cheapest overall today: your recipient gets KSh64,602.83 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.

How much will the recipient receive for kr5,000?

Between KSh64,034 and KSh64,603 depending on the provider, at today's rates. At the mid-market rate with no costs at all, kr5,000 would be KSh64,732.

How long does it take to send kr5,000 to Kenya?

Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.

Can I send kr5,000 to M-Pesa?

Yes. 4 providers pay out to M-Pesa, including XE, WorldRemit, Western Union. XE pays the most: KSh64,512.41. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.

Is it cheaper to send kr5,000 through TorFX or XE?

TorFX gives your recipient KSh90 more than XE today (KSh64,602.83 against KSh64,512.41). Rates change, so compare again on the day you send.

Can I send kr5,000 to a bank account in Kenya?

Yes. 7 providers we compare deposit into bank accounts in Kenya. TorFX pays the most: KSh64,602.83. Bank deposits are often slower than mobile money.

Do money-transfer providers have limits on kr5,000 transfers?

All 7 providers we compare accept kr5,000 on this route. Larger transfers can also trigger extra identity or source-of-funds checks.