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Transfer comparison

Send S$10,000 from Singapore to Romania

Compare today's fees, exchange rates, delivery times and recipient amounts across 6 providers.

Rates updated 9 hours ago

How much are you sending?

You send
S$10,000
Recipient receives
up to lei37,234
with TorFX
Fastest delivery
Seconds to 2 business days
Wise

Compare your options for sending S$10,000

Ranked by what your recipient actually gets.

  • Best overallTorFX
  • Lowest upfront feeTorFX
  • FastestWise
Providers for sending S$10,000 to Romania, ranked by amount received
Provider Recipient gets Fee Rate Delivery Best for
TorFX Estimate lei37,233.70 No fee 3.7234 Minutes to 2 days Most money received Best for Bank deposit Send with TorFX (opens in a new tab)
XE Estimate lei37,188.99 lei45 less S$1.99 3.7196 1-3 days Best for Mobile money Best for Cash pickup Send with XE (opens in a new tab)
OFX Estimate lei37,121.78 lei112 less No fee 3.7122 1–3 business Bank deposit Send with OFX (opens in a new tab)
Wise Estimate lei37,116.18 lei118 less S$51.50 3.7308 Seconds to 2 business days Fastest delivery Send with Wise (opens in a new tab)
Western Union Sponsored Estimate lei36,935.24 lei298 less No fee 3.6935 Minutes to 1 business day Bank deposit · Cash pickup · Mobile money Send with Western Union (opens in a new tab)
Remitly Estimate lei36,920.50 lei313 less S$3.99 3.6935 Minutes (Express) / 1–3 days (Economy) Bank deposit · Cash pickup · Mobile money Send with Remitly (opens in a new tab)

Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.

1 provider can't take S$10,000 on this route
  • WorldRemit — Maximum transfer is S$5,000.00

Which is the best way to send S$10,000 to Romania?

Most money received Best for Bank deposit Lowest upfront fee

TorFX

The most money arrives: lei37,233.70, after a No fee fee and the exchange-rate margin.

Pays the most to Bank deposit: lei37,233.70.

Lowest upfront fee (No fee) — the exchange rate still decides what arrives.

Best for Mobile money Best for Cash pickup

XE

Pays the most to Mobile money: lei37,188.99.

Pays the most to Cash pickup: lei37,188.99.

"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.

What S$10,000 gets you in Romania

After fees and exchange-rate costs, your recipient gets about lei37,234

Choosing TorFX over Remitly puts lei313 more in your recipient's hands on this transfer.

  • The amount varies by provider — the table above shows each one.
  • Exchange rates move during the day, so the final figure can change.
  • Fees can depend on how you pay and how your recipient is paid.
Most you can get
lei37,234
TorFX
Least you could get
lei36,921
Remitly
At the mid-market rate
lei37,308
No fees, no margin — the benchmark

How much does it cost to send S$10,000 to Romania?

Where your money goes with TorFX

Amount sent
S$10,000.00
Transfer fee
− S$0.00
Exchange-rate margin
− S$20.00
Total cost
S$20.00 (0.20%)
Recipient receives
lei37,233.70

Rate offered: 1 SGD = 3.7234 RON. Mid-market: 3.7308.

Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.

OFX charges no transfer fee — yet its exchange rate leaves your recipient lei112 less than TorFX. A $0 fee is not the same as the cheapest transfer.

Total cost by provider

  • TorFX S$20.00
  • XE S$31.98
  • OFX S$50.00
  • Wise S$51.50
  • Western Union S$100.00
  • Remitly S$103.95

Ways your recipient can get the money in Romania

Only methods offered by the providers above.

How to send S$10,000 from Singapore to Romania

  1. Choose a provider

    Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today (lei37,234).

  2. Enter your transfer details

    Enter S$10,000 as the amount you send and add your recipient's details exactly as they appear on their ID or account.

  3. Choose delivery

    Select Mobile money, Bank deposit, Cash pickup — whichever your recipient can use.

  4. Pay and track

    Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.

Provider by provider for S$10,000

TorFX

Most money received
Recipient gets
lei37,233.70
Fee
No fee
Exchange rate
3.7234
Delivery
Minutes to 2 days
Pays out to
Bank deposit

Estimated · general pricing

XE

Best for Mobile money
Recipient gets
lei37,188.99
Fee
S$1.99
Exchange rate
3.7196
Delivery
1-3 days
Pays out to
Bank deposit, Cash pickup, Mobile money

Estimated · general pricing

Wise

Fastest delivery
Recipient gets
lei37,116.18
Fee
S$51.50
Exchange rate
3.7308
Delivery
Seconds to 2 business days
Pays out to
Bank deposit

Estimated · general pricing

Remitly

Recipient gets
lei36,920.50
Fee
S$3.99
Exchange rate
3.6935
Delivery
Minutes (Express) / 1–3 days (Economy)
Pays out to
Bank deposit, Cash pickup, Mobile money

Estimated · general pricing

S$10,000 transfer FAQs

How much does it cost to send S$10,000 to Romania?

Today the total cost — transfer fee plus exchange-rate margin — ranges from S$20.00 with TorFX to S$103.95 with Remitly across the 6 providers we compare.

What is the cheapest way to send S$10,000 to Romania?

TorFX is the cheapest overall today: your recipient gets lei37,233.70 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.

How much will the recipient receive for S$10,000?

Between lei36,921 and lei37,234 depending on the provider, at today's rates. At the mid-market rate with no costs at all, S$10,000 would be lei37,308.

How long does it take to send S$10,000 to Romania?

Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.

Can I send S$10,000 to a mobile wallet in Romania?

Yes. 3 providers pay out to Mobile money, including XE, Western Union, Remitly. XE pays the most: lei37,188.99. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.

Is it cheaper to send S$10,000 through TorFX or XE?

TorFX gives your recipient lei45 more than XE today (lei37,233.70 against lei37,188.99). Rates change, so compare again on the day you send.

Can I send S$10,000 to a bank account in Romania?

Yes. 6 providers we compare deposit into bank accounts in Romania. TorFX pays the most: lei37,233.70. Bank deposits are often slower than mobile money.

Do money-transfer providers have limits on S$10,000 transfers?

6 of the providers we compare accept S$10,000 on this route. These can't: WorldRemit (Maximum transfer is S$5,000.00). Larger transfers can also trigger extra identity or source-of-funds checks.