TorFX
The most money arrives: ₫34,534,781, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₫34,534,781.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Transfer comparison
Compare today's fees, exchange rates, delivery times and recipient amounts across 6 providers.
Rates updated 1 hour ago
Ranked by what your recipient actually gets.
| Provider | Recipient gets | Fee | Rate | Delivery | Best for | |
|---|---|---|---|---|---|---|
|
|
₫34,534,781 | No fee | 6,906.9563 | Minutes to 2 days | Most money received Best for Bank deposit | Send with TorFX (opens in a new tab) |
|
|
₫34,486,446 ₫48,335 less | ﷼1.99 | 6,900.0355 | 1-3 days | Best for Mobile money Best for Cash pickup | Send with XE (opens in a new tab) |
|
|
₫34,420,588 ₫114,193 less | ﷼26.50 | 6,920.7979 | Seconds to 2 business days | Fastest delivery | Send with Wise (opens in a new tab) |
|
|
₫34,313,495 ₫221,286 less | ﷼1.99 | 6,865.4315 | Minutes to 3 days | Best for Digital wallet | Send with WorldRemit (opens in a new tab) |
|
|
₫34,257,949 ₫276,832 less | No fee | 6,851.5899 | Minutes to 1 business day | Bank deposit · Cash pickup · Mobile money | Send with Western Union (opens in a new tab) |
|
|
₫34,230,612 ₫304,169 less | ﷼3.99 | 6,851.5899 | Minutes (Express) / 1–3 days (Economy) | Bank deposit · Cash pickup · Mobile money | Send with Remitly (opens in a new tab) |
Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.
The most money arrives: ₫34,534,781, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₫34,534,781.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Quickest to arrive: Seconds to 2 business days.
Pays the most to Mobile money: ₫34,486,446.
Pays the most to Cash pickup: ₫34,486,446.
Pays the most to Digital wallet: ₫34,313,495.
"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.
After fees and exchange-rate costs, your recipient gets about ₫34,534,781
Choosing TorFX over Remitly puts ₫304,169 more in your recipient's hands on this transfer.
Where your money goes with TorFX
Rate offered: 1 SAR = 6,906.9563 VND. Mid-market: 6,920.7979.
Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.
Western Union charges no transfer fee — yet its exchange rate leaves your recipient ₫276,832 less than TorFX. A $0 fee is not the same as the cheapest transfer.
Only methods offered by the providers above.
4 providers
6 providers
4 providers
1 provider
Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today (₫34,534,781).
Enter ﷼5,000 as the amount you send and add your recipient's details exactly as they appear on their ID or account.
Select Mobile money, Bank deposit, Cash pickup, Digital wallet — whichever your recipient can use.
Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Today the total cost — transfer fee plus exchange-rate margin — ranges from ﷼10.00 with TorFX to ﷼53.95 with Remitly across the 6 providers we compare.
TorFX is the cheapest overall today: your recipient gets ₫34,534,781 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.
Between ₫34,230,612 and ₫34,534,781 depending on the provider, at today's rates. At the mid-market rate with no costs at all, ﷼5,000 would be ₫34,603,989.
Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.
Yes. 4 providers pay out to Mobile money, including XE, WorldRemit, Western Union. XE pays the most: ₫34,486,446. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.
TorFX gives your recipient ₫48,335 more than XE today (₫34,534,781 against ₫34,486,446). Rates change, so compare again on the day you send.
Yes. 6 providers we compare deposit into bank accounts in Vietnam. TorFX pays the most: ₫34,534,781. Bank deposits are often slower than mobile money.
All 6 providers we compare accept ﷼5,000 on this route. Larger transfers can also trigger extra identity or source-of-funds checks.