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Transfer comparison

Send zł100 from Poland to Kenya

Compare today's fees, exchange rates, delivery times and recipient amounts across 5 providers.

Rates updated 2 hours ago

How much are you sending?

You send
zł100
Recipient receives
up to KSh3,308
with TorFX
Fastest delivery
Seconds to 2 business days
Wise

Compare your options for sending zł100

Ranked by what your recipient actually gets.

  • Best overallTorFX
  • Lowest upfront feeTorFX
  • FastestWise
Providers for sending zł100 to Kenya, ranked by amount received
Provider Recipient gets Fee Rate Delivery Best for
TorFX Estimate KSh3,307.68 No fee 33.0768 Minutes to 2 days Most money received Best for Bank deposit Send with TorFX (opens in a new tab)
Western Union Sponsored Estimate KSh3,281.17 KSh27 less No fee 32.8117 Minutes to 1 business day Best for M-Pesa Best for Cash pickup Send with Western Union (opens in a new tab)
Wise Estimate KSh3,248.03 KSh60 less zł2.00 33.1431 Seconds to 2 business days Fastest delivery Send with Wise (opens in a new tab)
WorldRemit Estimate KSh3,222.37 KSh85 less zł1.99 32.8780 Minutes to 3 days Best for Digital wallet Send with WorldRemit (opens in a new tab)
Remitly Estimate KSh3,150.25 KSh157 less zł3.99 32.8117 Minutes (Express) / 1–3 days (Economy) Bank deposit · Cash pickup · M-Pesa Send with Remitly (opens in a new tab)

Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.

2 providers can't take zł100 on this route
  • OFX — Minimum transfer is zł150.00
  • XE — Minimum transfer is zł3,000.00

Which is the best way to send zł100 to Kenya?

Most money received Best for Bank deposit Lowest upfront fee

TorFX

The most money arrives: KSh3,307.68, after a No fee fee and the exchange-rate margin.

Pays the most to Bank deposit: KSh3,307.68.

Lowest upfront fee (No fee) — the exchange rate still decides what arrives.

"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.

What zł100 gets you in Kenya

After fees and exchange-rate costs, your recipient gets about KSh3,308

Choosing TorFX over Remitly puts KSh157 more in your recipient's hands on this transfer.

  • The amount varies by provider — the table above shows each one.
  • Exchange rates move during the day, so the final figure can change.
  • Fees can depend on how you pay and how your recipient is paid.
Most you can get
KSh3,308
TorFX
Least you could get
KSh3,150
Remitly
At the mid-market rate
KSh3,314
No fees, no margin — the benchmark

How much does it cost to send zł100 to Kenya?

Where your money goes with TorFX

Amount sent
zł100.00
Transfer fee
− zł0.00
Exchange-rate margin
− zł0.20
Total cost
zł0.20 (0.20%)
Recipient receives
KSh3,307.68

Rate offered: 1 PLN = 33.0768 KES. Mid-market: 33.1431.

Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.

Western Union charges no transfer fee — yet its exchange rate leaves your recipient KSh27 less than TorFX. A $0 fee is not the same as the cheapest transfer.

Total cost by provider

  • TorFX zł0.20
  • Western Union zł1.00
  • Wise zł2.00
  • WorldRemit zł2.77
  • Remitly zł4.95

Ways your recipient can get the money in Kenya

Only methods offered by the providers above.

How to send zł100 from Poland to Kenya

  1. Choose a provider

    Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today (KSh3,308).

  2. Enter your transfer details

    Enter zł100 as the amount you send and add your recipient's details exactly as they appear on their ID or account.

  3. Choose delivery

    Select M-Pesa, Bank deposit, Cash pickup, Digital wallet — whichever your recipient can use.

  4. Pay and track

    Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.

Provider by provider for zł100

TorFX

Most money received
Recipient gets
KSh3,307.68
Fee
No fee
Exchange rate
33.0768
Delivery
Minutes to 2 days
Pays out to
Bank deposit

Estimated · general pricing

Wise

Fastest delivery
Recipient gets
KSh3,248.03
Fee
zł2.00
Exchange rate
33.1431
Delivery
Seconds to 2 business days
Pays out to
Bank deposit

Estimated · general pricing

WorldRemit

Best for Digital wallet
Recipient gets
KSh3,222.37
Fee
zł1.99
Exchange rate
32.8780
Delivery
Minutes to 3 days
Pays out to
Bank deposit, Cash pickup, M-Pesa, Digital wallet

Estimated · general pricing

Remitly

Recipient gets
KSh3,150.25
Fee
zł3.99
Exchange rate
32.8117
Delivery
Minutes (Express) / 1–3 days (Economy)
Pays out to
Bank deposit, Cash pickup, M-Pesa

Estimated · general pricing

zł100 transfer FAQs

How much does it cost to send zł100 to Kenya?

Today the total cost — transfer fee plus exchange-rate margin — ranges from zł0.20 with TorFX to zł4.95 with Remitly across the 5 providers we compare.

What is the cheapest way to send zł100 to Kenya?

TorFX is the cheapest overall today: your recipient gets KSh3,307.68 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.

How much will the recipient receive for zł100?

Between KSh3,150 and KSh3,308 depending on the provider, at today's rates. At the mid-market rate with no costs at all, zł100 would be KSh3,314.

How long does it take to send zł100 to Kenya?

Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.

Can I send zł100 to M-Pesa?

Yes. 3 providers pay out to M-Pesa, including Western Union, WorldRemit, Remitly. Western Union pays the most: KSh3,281.17. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.

Is it cheaper to send zł100 through TorFX or Western Union?

TorFX gives your recipient KSh27 more than Western Union today (KSh3,307.68 against KSh3,281.17). Rates change, so compare again on the day you send.

Can I send zł100 to a bank account in Kenya?

Yes. 5 providers we compare deposit into bank accounts in Kenya. TorFX pays the most: KSh3,307.68. Bank deposits are often slower than mobile money.

Do money-transfer providers have limits on zł100 transfers?

5 of the providers we compare accept zł100 on this route. These can't: OFX (Minimum transfer is zł150.00); XE (Minimum transfer is zł3,000.00). Larger transfers can also trigger extra identity or source-of-funds checks.