TorFX
The most money arrives: ৳313,921.28, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ৳313,921.28.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Transfer comparison
Compare today's fees, exchange rates, delivery times and recipient amounts across 6 providers.
Rates updated 3 hours ago
Ranked by what your recipient actually gets.
| Provider | Recipient gets | Fee | Rate | Delivery | Best for | |
|---|---|---|---|---|---|---|
|
|
৳313,921.28 | No fee | 31.3921 | Minutes to 2 days | Most money received Best for Bank deposit | Send with TorFX (opens in a new tab) |
|
|
৳313,544.32 ৳377 less | zł1.99 | 31.3607 | 1-3 days | Best for Mobile money Best for Cash pickup | Send with XE (opens in a new tab) |
|
|
৳312,977.63 ৳944 less | No fee | 31.2978 | 1–3 business | Bank deposit | Send with OFX (opens in a new tab) |
|
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৳312,930.44 ৳991 less | zł51.50 | 31.4550 | Seconds to 2 business days | Fastest delivery | Send with Wise (opens in a new tab) |
|
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৳311,404.87 ৳2,516 less | No fee | 31.1405 | Minutes to 1 business day | Bank deposit · Cash pickup · Mobile money | Send with Western Union (opens in a new tab) |
|
|
৳311,280.62 ৳2,641 less | zł3.99 | 31.1405 | Minutes (Express) / 1–3 days (Economy) | Bank deposit · Cash pickup · Mobile money | Send with Remitly (opens in a new tab) |
Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.
The most money arrives: ৳313,921.28, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ৳313,921.28.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Quickest to arrive: Seconds to 2 business days.
Pays the most to Mobile money: ৳313,544.32.
Pays the most to Cash pickup: ৳313,544.32.
"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.
After fees and exchange-rate costs, your recipient gets about ৳313,921
Choosing TorFX over Remitly puts ৳2,641 more in your recipient's hands on this transfer.
Where your money goes with TorFX
Rate offered: 1 PLN = 31.3921 BDT. Mid-market: 31.4550.
Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.
OFX charges no transfer fee — yet its exchange rate leaves your recipient ৳944 less than TorFX. A $0 fee is not the same as the cheapest transfer.
Only methods offered by the providers above.
3 providers
6 providers
3 providers
Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today (৳313,921).
Enter zł10,000 as the amount you send and add your recipient's details exactly as they appear on their ID or account.
Select Mobile money, Bank deposit, Cash pickup — whichever your recipient can use.
Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Today the total cost — transfer fee plus exchange-rate margin — ranges from zł20.00 with TorFX to zł103.95 with Remitly across the 6 providers we compare.
TorFX is the cheapest overall today: your recipient gets ৳313,921.28 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.
Between ৳311,281 and ৳313,921 depending on the provider, at today's rates. At the mid-market rate with no costs at all, zł10,000 would be ৳314,550.
Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.
Yes. 3 providers pay out to Mobile money, including XE, Western Union, Remitly. XE pays the most: ৳313,544.32. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.
TorFX gives your recipient ৳377 more than XE today (৳313,921.28 against ৳313,544.32). Rates change, so compare again on the day you send.
Yes. 6 providers we compare deposit into bank accounts in Bangladesh. TorFX pays the most: ৳313,921.28. Bank deposits are often slower than mobile money.
6 of the providers we compare accept zł10,000 on this route. These can't: WorldRemit (Maximum transfer is zł5,000.00). Larger transfers can also trigger extra identity or source-of-funds checks.