TorFX
The most money arrives: ₫144,617,972, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₫144,617,972.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Transfer comparison
Compare today's fees, exchange rates, delivery times and recipient amounts across 7 providers.
Rates updated 2 hours ago
Ranked by what your recipient actually gets.
| Provider | Recipient gets | Fee | Rate | Delivery | Best for | |
|---|---|---|---|---|---|---|
|
|
₫144,617,972 | No fee | 28,923.5944 | Minutes to 2 days | Most money received Best for Bank deposit | Send with TorFX (opens in a new tab) |
|
|
₫144,415,564 ₫202,408 less | €1.99 | 28,894.6128 | 1-3 days | Best for Mobile money Best for Cash pickup | Send with XE (opens in a new tab) |
|
|
₫144,183,249 ₫434,723 less | No fee | 28,836.6497 | 1–3 business | Bank deposit | Send with OFX (opens in a new tab) |
|
|
₫144,139,776 ₫478,196 less | €26.50 | 28,981.5575 | Seconds to 2 business days | Fastest delivery | Send with Wise (opens in a new tab) |
|
|
₫143,691,313 ₫926,659 less | €1.99 | 28,749.7050 | Minutes to 3 days | Best for Digital wallet | Send with WorldRemit (opens in a new tab) |
|
|
₫143,458,710 ₫1,159,262 less | No fee | 28,691.7419 | Minutes to 1 business day | Bank deposit · Cash pickup · Mobile money | Send with Western Union (opens in a new tab) |
|
|
₫143,344,230 ₫1,273,742 less | €3.99 | 28,691.7419 | Minutes (Express) / 1–3 days (Economy) | Bank deposit · Cash pickup · Mobile money | Send with Remitly (opens in a new tab) |
Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.
The most money arrives: ₫144,617,972, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₫144,617,972.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Quickest to arrive: Seconds to 2 business days.
Pays the most to Mobile money: ₫144,415,564.
Pays the most to Cash pickup: ₫144,415,564.
Pays the most to Digital wallet: ₫143,691,313.
"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.
After fees and exchange-rate costs, your recipient gets about ₫144,617,972
Choosing TorFX over Remitly puts ₫1,273,742 more in your recipient's hands on this transfer.
Where your money goes with TorFX
Rate offered: 1 EUR = 28,923.5944 VND. Mid-market: 28,981.5575.
Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.
OFX charges no transfer fee — yet its exchange rate leaves your recipient ₫434,723 less than TorFX. A $0 fee is not the same as the cheapest transfer.
Only methods offered by the providers above.
4 providers
7 providers
4 providers
1 provider
Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today (₫144,617,972).
Enter €5,000 as the amount you send and add your recipient's details exactly as they appear on their ID or account.
Select Mobile money, Bank deposit, Cash pickup, Digital wallet — whichever your recipient can use.
Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
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Estimated · general pricing
Today the total cost — transfer fee plus exchange-rate margin — ranges from €10.00 with TorFX to €53.95 with Remitly across the 7 providers we compare.
TorFX is the cheapest overall today: your recipient gets ₫144,617,972 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.
Between ₫143,344,230 and ₫144,617,972 depending on the provider, at today's rates. At the mid-market rate with no costs at all, €5,000 would be ₫144,907,788.
Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.
Yes. 4 providers pay out to Mobile money, including XE, WorldRemit, Western Union. XE pays the most: ₫144,415,564. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.
TorFX gives your recipient ₫202,408 more than XE today (₫144,617,972 against ₫144,415,564). Rates change, so compare again on the day you send.
Yes. 7 providers we compare deposit into bank accounts in Vietnam. TorFX pays the most: ₫144,617,972. Bank deposits are often slower than mobile money.
All 7 providers we compare accept €5,000 on this route. Larger transfers can also trigger extra identity or source-of-funds checks.