TorFX
The most money arrives: ₨1,733,323.92, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₨1,733,323.92.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Transfer comparison
Compare today's fees, exchange rates, delivery times and recipient amounts across 6 providers.
Rates updated 6 hours ago
Ranked by what your recipient actually gets.
| Provider | Recipient gets | Fee | Rate | Delivery | Best for | |
|---|---|---|---|---|---|---|
|
|
₨1,733,323.92 | No fee | 173.3324 | Minutes to 2 days | Most money received Best for Bank deposit | Send with TorFX (opens in a new tab) |
|
|
₨1,731,242.54 ₨2,081 less | €1.99 | 173.1587 | 1-3 days | Best for Mobile money Best for Cash pickup | Send with XE (opens in a new tab) |
|
|
₨1,728,113.53 ₨5,210 less | No fee | 172.8114 | 1–3 business | Bank deposit | Send with OFX (opens in a new tab) |
|
|
₨1,727,853.01 ₨5,471 less | €51.50 | 173.6798 | Seconds to 2 business days | Fastest delivery | Send with Wise (opens in a new tab) |
|
|
₨1,719,429.54 ₨13,894 less | No fee | 171.9430 | Minutes to 1 business day | Bank deposit · Cash pickup · Mobile money | Send with Western Union (opens in a new tab) |
|
|
₨1,718,743.49 ₨14,580 less | €3.99 | 171.9430 | Minutes (Express) / 1–3 days (Economy) | Bank deposit · Cash pickup · Mobile money | Send with Remitly (opens in a new tab) |
Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.
The most money arrives: ₨1,733,323.92, after a No fee fee and the exchange-rate margin.
Pays the most to Bank deposit: ₨1,733,323.92.
Lowest upfront fee (No fee) — the exchange rate still decides what arrives.
Quickest to arrive: Seconds to 2 business days.
Pays the most to Mobile money: ₨1,731,242.54.
Pays the most to Cash pickup: ₨1,731,242.54.
"Best overall" means the most money reaches your recipient after the transfer fee and the exchange-rate margin. Commission and sponsorship never change the order. Some figures are estimates — confirm the final amount on the provider's screen.
After fees and exchange-rate costs, your recipient gets about ₨1,733,324
Choosing TorFX over Remitly puts ₨14,580 more in your recipient's hands on this transfer.
Where your money goes with TorFX
Rate offered: 1 EUR = 173.3324 NPR. Mid-market: 173.6798.
Every transfer has two costs: the fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market rate. Add them together and you have the true price.
OFX charges no transfer fee — yet its exchange rate leaves your recipient ₨5,210 less than TorFX. A $0 fee is not the same as the cheapest transfer.
Only methods offered by the providers above.
3 providers
6 providers
3 providers
Compare the options above and pick the one that fits your priority. For the most money arriving, that's TorFX today (₨1,733,324).
Enter €10,000 as the amount you send and add your recipient's details exactly as they appear on their ID or account.
Select Mobile money, Bank deposit, Cash pickup — whichever your recipient can use.
Check the final amount on the provider's confirmation screen, pay, then track the transfer until it arrives.
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Estimated · general pricing
Today the total cost — transfer fee plus exchange-rate margin — ranges from €20.00 with TorFX to €103.95 with Remitly across the 6 providers we compare.
TorFX is the cheapest overall today: your recipient gets ₨1,733,323.92 after a No fee fee. That counts the exchange rate as well as the fee, so it can differ from the provider with the lowest advertised fee.
Between ₨1,718,743 and ₨1,733,324 depending on the provider, at today's rates. At the mid-market rate with no costs at all, €10,000 would be ₨1,736,798.
Wise is the quickest, delivering seconds to 2 business days. Bank deposits can take longer than mobile money or cash pickup, and a first transfer may be held for identity checks.
Yes. 3 providers pay out to Mobile money, including XE, Western Union, Remitly. XE pays the most: ₨1,731,242.54. Mobile money accounts have transaction and daily limits set by the operator, so check them before sending a large amount.
TorFX gives your recipient ₨2,081 more than XE today (₨1,733,323.92 against ₨1,731,242.54). Rates change, so compare again on the day you send.
Yes. 6 providers we compare deposit into bank accounts in Nepal. TorFX pays the most: ₨1,733,323.92. Bank deposits are often slower than mobile money.
6 of the providers we compare accept €10,000 on this route. These can't: WorldRemit (Maximum transfer is €5,000.00). Larger transfers can also trigger extra identity or source-of-funds checks.