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Send money from Singapore to Senegal

Lowest total cost TorFX
Fastest stated delivery Wise
Highest recipient payout TorFX
Providers compared 6

S$1,000.00 from Singapore to Senegal

Reference rate 1 SGD = 456.9851 XOF Updated 6 minutes ago · open.er-api.com

6 providers Up to CFA5,461 more for your recipient with the best option

Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.

  1. TorFX

    4.9 / 5 editorial rating
    Highest estimated payout
    Recipient gets CFA456,071
    Transfer fee
    No fee
    Exchange rate
    456.0712
    Delivery
    Minutes to 2 days
    Go to TorFX (opens in a new tab)
    Estimated · general pricing Route availability not yet confirmed Pays out by Bank deposit
    How this is calculated
    You send
    S$1,000.00
    Transfer fee
    − No fee
    Amount converted
    S$1,000.00
    Exchange rate
    × 456.0712 (0.20% below reference)
    Recipient gets
    CFA456,071
    Total cost of transfer
    S$2.00 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

  2. OFX

    4.3 / 5 editorial rating
    Recipient gets CFA454,700 CFA1,371 less than the top result
    Transfer fee
    No fee
    Exchange rate
    454.7002
    Delivery
    1–3 business
    Go to OFX (opens in a new tab)
    Estimated · general pricing Last verified October 8, 2026 Route availability not yet confirmed Pays out by Bank deposit
    How this is calculated
    You send
    S$1,000.00
    Transfer fee
    − No fee
    Amount converted
    S$1,000.00
    Exchange rate
    × 454.7002 (0.50% below reference)
    Recipient gets
    CFA454,700
    Total cost of transfer
    S$5.00 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

  3. Wise

    4.9 / 5 editorial rating
    Featured
    Recipient gets CFA454,015 CFA2,056 less than the top result
    Transfer fee
    S$6.50
    Exchange rate
    456.9851
    Delivery
    Seconds to 2 business days
    Go to Wise (opens in a new tab)
    Estimated · general pricing Last verified October 8, 2026 Route availability not yet confirmed Pays out by Bank deposit
    How this is calculated
    You send
    S$1,000.00
    Transfer fee
    − S$6.50 (S$1.50 + 0.5%)
    Amount converted
    S$993.50
    Exchange rate
    × 456.9851
    Recipient gets
    CFA454,015
    Total cost of transfer
    S$6.50 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

    Wise availability and pricing can change, so users should verify current details on Wise before sending money.

  4. WorldRemit

    4.2 / 5 editorial rating
    Recipient gets CFA452,427 CFA3,644 less than the top result
    Transfer fee
    S$1.99
    Exchange rate
    453.3293
    Delivery
    Minutes to 3 days
    Go to WorldRemit (opens in a new tab)
    Estimated · general pricing Route availability not yet confirmed Pays out by Bank deposit, Cash pickup, Mobile money, Digital wallet
    How this is calculated
    You send
    S$1,000.00
    Transfer fee
    − S$1.99 (S$1.99)
    Amount converted
    S$998.01
    Exchange rate
    × 453.3293 (0.80% below reference)
    Recipient gets
    CFA452,427
    Total cost of transfer
    S$9.97 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

  5. Western Union

    4.1 / 5 editorial rating
    Sponsored
    Recipient gets CFA452,415 CFA3,656 less than the top result
    Transfer fee
    No fee
    Exchange rate
    452.4153
    Delivery
    Minutes to 1 business day
    Go to Western Union (opens in a new tab)
    Estimated · general pricing Last verified September 22, 2026 Route availability not yet confirmed Pays out by Bank deposit, Cash pickup, Mobile money
    How this is calculated
    You send
    S$1,000.00
    Transfer fee
    − No fee
    Amount converted
    S$1,000.00
    Exchange rate
    × 452.4153 (1.00% below reference)
    Recipient gets
    CFA452,415
    Total cost of transfer
    S$10.00 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

  6. Remitly

    4.7 / 5 editorial rating
    Recipient gets CFA450,610 CFA5,461 less than the top result
    Transfer fee
    S$3.99
    Exchange rate
    452.4153
    Delivery
    Minutes (Express) / 1–3 days (Economy)
    Go to Remitly (opens in a new tab)
    Estimated · general pricing Route availability not yet confirmed Pays out by Bank deposit, Cash pickup, Mobile money
    How this is calculated
    You send
    S$1,000.00
    Transfer fee
    − S$3.99 (S$3.99)
    Amount converted
    S$996.01
    Exchange rate
    × 452.4153 (1.00% below reference)
    Recipient gets
    CFA450,610
    Total cost of transfer
    S$13.95 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

1 provider not shown for this search
  • XE — Minimum transfer is S$3,000.00

We may earn a commission when you use the links on this page. This never affects the ranking, which is based on the amount your recipient receives.

Comparison summary

We compared 6 providers for sending money from Singapore to Senegal based on a transfer of S$1,000. TorFX offers the best overall value, delivering CFA456,071 to your recipient. The fastest payout is Wise (Seconds to 2 business days).

Looking for the cheapest way to send money from Singapore to Senegal? Compare live exchange rates, transfer fees and delivery times across trusted providers below, and see exactly how much West African CFA Franc (XOF) your recipient receives for your Singapore Dollar (SGD).

Rates and fees change constantly, so the comparison above is updated automatically. Whether you are paying for family support, tuition, property or a business invoice, choosing the right provider can save you money on every transfer.

Compare a specific amount to Senegal

Send S$100 Send S$200 Send S$500 Send S$1,000 Send S$2,000 Send S$5,000 Send S$10,000

Ways your recipient can get the money in Senegal

  • Bank depositTorFX, OFX, Wise, WorldRemit and 2 more
  • Cash pickupWorldRemit, Western Union, Remitly
  • Mobile moneyWorldRemit, Western Union, Remitly
  • Digital walletWorldRemit

Ways to pay from Singapore

  • Bank transferTorFX, OFX, Wise, WorldRemit and 2 more
  • Mobile moneyTorFX, Remitly
  • Digital walletTorFX, OFX, Wise, Remitly
  • Debit/credit cardOFX, Wise, WorldRemit, Western Union and 1 more
  • Cash at an agentWestern Union, Remitly

Card payments are often faster but can cost more than a bank transfer. Use the payment selector above to compare.

What a transfer really costs

You pay two things when sending SGD to XOF: the transfer fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market reference rate. A "no fee" offer with a wide margin can cost more than a small fee with a close-to-mid-market rate, which is why we rank by what your recipient actually receives. Open "How this is calculated" on any result to see both parts.

Typical delivery times

  • WiseSeconds to 2 business days
  • TorFXMinutes to 2 days
  • WorldRemitMinutes to 3 days
  • Western UnionMinutes to 1 business day
  • RemitlyMinutes (Express) / 1–3 days (Economy)
  • OFX1–3 business

Stated by each provider. Actual times depend on payment method, identity checks, cut-off times and public holidays.

How to send money from Singapore to Senegal

  1. Compare providers above for your exact amount, payment method and payout method.
  2. Open an account with your chosen provider and verify your identity (usually a photo ID, sometimes proof of address).
  3. Add your recipient's details — bank account, mobile-money number or name for cash pickup — exactly as they appear on their ID or account.
  4. Check the final amount and exchange rate on the provider's confirmation screen before you pay; it can differ from our estimate.
  5. Pay and share the tracking reference with your recipient.

Frequently asked questions

What is the cheapest way to send money from Singapore to Senegal?

The cheapest provider may vary depending on transfer amount and payout method. Compare providers above to find the best option.

How long does it take to send money from Singapore to Senegal?

Delivery times range from a few minutes to several business days depending on the provider.

What payment methods are available?

Most providers support bank transfer, debit card, credit card, and mobile money payments.

Can I send money online to Senegal?

Yes. Most major providers allow you to send money online or through their mobile apps.

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