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Send money from Ireland to Nigeria

Lowest total cost TorFX
Fastest stated delivery —
Highest recipient payout TorFX
Providers compared 6

€1,000.00 from Ireland to Nigeria

Reference rate 1 EUR = 1,494.3827 NGN Updated 7 hours ago · open.er-api.com

6 providers Up to ₦17,858.02 more for your recipient with the best option

Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.

  1. TorFX

    4.9 / 5 editorial rating
    Highest estimated payout
    Recipient gets ₦1,491,393.96
    Transfer fee
    No fee
    Exchange rate
    1,491.3940
    Delivery
    Minutes to 2 days
    Go to TorFX (opens in a new tab)
    Estimated · general pricing Route availability not yet confirmed Pays out by Bank deposit
    How this is calculated
    You send
    €1,000.00
    Transfer fee
    − No fee
    Amount converted
    €1,000.00
    Exchange rate
    × 1,491.3940 (0.20% below reference)
    Recipient gets
    ₦1,491,393.96
    Total cost of transfer
    €2.00 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

  2. OFX

    4.3 / 5 editorial rating
    Recipient gets ₦1,486,910.81 ₦4,483.15 less than the top result
    Transfer fee
    No fee
    Exchange rate
    1,486.9108
    Delivery
    1–3 business
    Go to OFX (opens in a new tab)
    Estimated · general pricing Route availability not yet confirmed Pays out by Bank deposit
    How this is calculated
    You send
    €1,000.00
    Transfer fee
    − No fee
    Amount converted
    €1,000.00
    Exchange rate
    × 1,486.9108 (0.50% below reference)
    Recipient gets
    ₦1,486,910.81
    Total cost of transfer
    €5.00 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

  3. Wise

    4.9 / 5 editorial rating
    Featured
    Recipient gets ₦1,484,669.24 ₦6,724.72 less than the top result
    Transfer fee
    €6.50
    Exchange rate
    1,494.3827
    Delivery
    Seconds to 2 business days
    Go to Wise (opens in a new tab)
    Estimated · general pricing Last verified September 22, 2026 Route availability not yet confirmed Pays out by Bank deposit
    How this is calculated
    You send
    €1,000.00
    Transfer fee
    − €6.50 (€1.50 + 0.5%)
    Amount converted
    €993.50
    Exchange rate
    × 1,494.3827
    Recipient gets
    ₦1,484,669.24
    Total cost of transfer
    €6.50 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

    Wise availability and pricing can change, so users should verify current details on Wise before sending money.

  4. WorldRemit

    4.2 / 5 editorial rating
    Recipient gets ₦1,479,477.64 ₦11,916.32 less than the top result
    Transfer fee
    €1.99
    Exchange rate
    1,482.4277
    Delivery
    Minutes to 3 days
    Go to WorldRemit (opens in a new tab)
    Estimated · general pricing Route availability not yet confirmed Pays out by Bank deposit, Cash pickup, Mobile money, Digital wallet
    How this is calculated
    You send
    €1,000.00
    Transfer fee
    − €1.99 (€1.99)
    Amount converted
    €998.01
    Exchange rate
    × 1,482.4277 (0.80% below reference)
    Recipient gets
    ₦1,479,477.64
    Total cost of transfer
    €9.97 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

  5. Western Union

    4.1 / 5 editorial rating
    Sponsored
    Recipient gets ₦1,479,438.90 ₦11,955.06 less than the top result
    Transfer fee
    No fee
    Exchange rate
    1,479.4389
    Delivery
    Minutes to 1 business day
    Go to Western Union (opens in a new tab)
    Estimated · general pricing Last verified September 22, 2026 Route availability not yet confirmed Pays out by Bank deposit, Cash pickup, Mobile money
    How this is calculated
    You send
    €1,000.00
    Transfer fee
    − No fee
    Amount converted
    €1,000.00
    Exchange rate
    × 1,479.4389 (1.00% below reference)
    Recipient gets
    ₦1,479,438.90
    Total cost of transfer
    €10.00 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

  6. Remitly

    4.7 / 5 editorial rating
    Recipient gets ₦1,473,535.94 ₦17,858.02 less than the top result
    Transfer fee
    €3.99
    Exchange rate
    1,479.4389
    Delivery
    Minutes (Express) / 1–3 days (Economy)
    Go to Remitly (opens in a new tab)
    Estimated · general pricing Route availability not yet confirmed Pays out by Bank deposit, Cash pickup, Mobile money
    How this is calculated
    You send
    €1,000.00
    Transfer fee
    − €3.99 (€3.99)
    Amount converted
    €996.01
    Exchange rate
    × 1,479.4389 (1.00% below reference)
    Recipient gets
    ₦1,473,535.94
    Total cost of transfer
    €13.95 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

1 provider not shown for this search
  • XE — Minimum transfer is €3,000.00

We may earn a commission when you use the links on this page. This never affects the ranking, which is based on the amount your recipient receives.

Comparison summary

We compared 6 providers for sending money from Ireland to Nigeria based on a transfer of €1,000. TorFX offers the best overall value, delivering ₦1,491,393.96 to your recipient.

Looking for the cheapest way to send money from Ireland to Nigeria? Compare live exchange rates, transfer fees and delivery times across trusted providers below, and see exactly how much Nigerian Naira (NGN) your recipient receives for your Euro (EUR).

Rates and fees change constantly, so the comparison above is updated automatically. Whether you are paying for family support, tuition, property or a business invoice, choosing the right provider can save you money on every transfer.

Ways your recipient can get the money in Nigeria

  • Bank depositTorFX, OFX, Wise, WorldRemit and 2 more
  • Cash pickupWorldRemit, Western Union, Remitly
  • Mobile moneyWorldRemit, Western Union, Remitly
  • Digital walletWorldRemit

Ways to pay from Ireland

  • Bank transferTorFX, OFX, Wise, WorldRemit and 2 more
  • Mobile moneyTorFX, Remitly
  • Digital walletTorFX, Wise, Remitly
  • Debit/credit cardOFX, Wise, WorldRemit, Western Union and 1 more
  • Cash at an agentWestern Union, Remitly

Card payments are often faster but can cost more than a bank transfer. Use the payment selector above to compare.

What a transfer really costs

You pay two things when sending EUR to NGN: the transfer fee you see up front, and the exchange-rate margin — the gap between the rate you get and the mid-market reference rate. A "no fee" offer with a wide margin can cost more than a small fee with a close-to-mid-market rate, which is why we rank by what your recipient actually receives. Open "How this is calculated" on any result to see both parts.

Typical delivery times

  • TorFXMinutes to 2 days
  • OFX1–3 business
  • WiseSeconds to 2 business days
  • WorldRemitMinutes to 3 days
  • Western UnionMinutes to 1 business day
  • RemitlyMinutes (Express) / 1–3 days (Economy)

Stated by each provider. Actual times depend on payment method, identity checks, cut-off times and public holidays.

How to send money from Ireland to Nigeria

  1. Compare providers above for your exact amount, payment method and payout method.
  2. Open an account with your chosen provider and verify your identity (usually a photo ID, sometimes proof of address).
  3. Add your recipient's details — bank account, mobile-money number or name for cash pickup — exactly as they appear on their ID or account.
  4. Check the final amount and exchange rate on the provider's confirmation screen before you pay; it can differ from our estimate.
  5. Pay and share the tracking reference with your recipient.

Frequently asked questions

What is the cheapest way to send money from Ireland to Nigeria?

The cheapest provider may vary depending on transfer amount and payout method. Compare providers above to find the best option.

How long does it take to send money from Ireland to Nigeria?

Delivery times range from a few minutes to several business days depending on the provider.

What payment methods are available?

Most providers support bank transfer, debit card, credit card, and mobile money payments.

Can I send money online to Nigeria?

Yes. Most major providers allow you to send money online or through their mobile apps.

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