How to send money with XE
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Get started with XE
Open the XE website or mobile app to begin your transfer.
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Create an account
Sign up with XE using your email address or phone number and set a secure password.
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Verify your identity
Upload a government-issued ID and, where required, proof of address. Verification is a legal requirement and usually takes a few minutes.
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Add recipient details
Enter your recipient's name and select how they will be paid — bank deposit, mobile money, digital wallet or cash pickup.
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Pay for your transfer
Fund the transfer with a bank transfer, debit card or credit card. Review the fee and the guaranteed amount your recipient will receive before you confirm.
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Track delivery
Follow the transfer status in your account or app and receive a notification when the funds arrive.