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Send money from Japan to Kenya

Lowest total cost TorFX
Fastest stated delivery โ€”
Highest recipient payout TorFX
Providers compared 6

ยฅ1,000 from Japan to Kenya

Reference rate 1 JPY = 0.8192 KES Updated 8 hours ago ยท open.er-api.com

6 providers Up to KSh9.79 more for your recipient with the best option

Amounts are estimates based on the mid-market reference rate and each provider's published or typical pricing. The final amount is confirmed by the provider at checkout.

  1. TorFX

    4.9 / 5 editorial rating
    Highest estimated payout
    Recipient gets KSh817.59
    Transfer fee
    No fee
    Exchange rate
    0.8176
    Delivery
    Minutes to 2 days
    Estimated ยท general pricing Route availability not yet confirmed Pays out by Bank deposit
    How this is calculated
    You send
    ยฅ1,000
    Transfer fee
    โˆ’ No fee
    Amount converted
    ยฅ1,000
    Exchange rate
    ร— 0.8176 (0.20% below reference)
    Recipient gets
    KSh817.59
    Total cost of transfer
    ยฅ2 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

  2. OFX

    4.3 / 5 editorial rating
    Recipient gets KSh815.13 KSh2.46 less than the top result
    Transfer fee
    No fee
    Exchange rate
    0.8151
    Delivery
    1โ€“3 business
    Estimated ยท general pricing Route availability not yet confirmed Pays out by Bank deposit
    How this is calculated
    You send
    ยฅ1,000
    Transfer fee
    โˆ’ No fee
    Amount converted
    ยฅ1,000
    Exchange rate
    ร— 0.8151 (0.50% below reference)
    Recipient gets
    KSh815.13
    Total cost of transfer
    ยฅ5 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

  3. Wise

    4.9 / 5 editorial rating
    Featured
    Recipient gets KSh813.90 KSh3.69 less than the top result
    Transfer fee
    ยฅ7
    Exchange rate
    0.8192
    Delivery
    Seconds to 2 business days
    Estimated ยท general pricing Last verified September 22, 2026 Route availability not yet confirmed Pays out by Bank deposit
    How this is calculated
    You send
    ยฅ1,000
    Transfer fee
    โˆ’ ยฅ7 (ยฅ2 + 0.5%)
    Amount converted
    ยฅ994
    Exchange rate
    ร— 0.8192
    Recipient gets
    KSh813.90
    Total cost of transfer
    ยฅ7 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

    Wise availability and pricing can change, so users should verify current details on Wise before sending money.

  4. WorldRemit

    4.2 / 5 editorial rating
    Recipient gets KSh811.05 KSh6.54 less than the top result
    Transfer fee
    ยฅ2
    Exchange rate
    0.8127
    Delivery
    Minutes to 3 days
    Estimated ยท general pricing Route availability not yet confirmed Pays out by Bank deposit, Cash pickup, Mobile money, Digital wallet
    How this is calculated
    You send
    ยฅ1,000
    Transfer fee
    โˆ’ ยฅ2 (ยฅ2)
    Amount converted
    ยฅ998
    Exchange rate
    ร— 0.8127 (0.80% below reference)
    Recipient gets
    KSh811.05
    Total cost of transfer
    ยฅ10 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

  5. Western Union

    4.1 / 5 editorial rating
    Sponsored
    Recipient gets KSh811.03 KSh6.56 less than the top result
    Transfer fee
    No fee
    Exchange rate
    0.8110
    Delivery
    Minutes to 1 business day
    Estimated ยท general pricing Last verified September 22, 2026 Route availability not yet confirmed Pays out by Bank deposit, Cash pickup, Mobile money
    How this is calculated
    You send
    ยฅ1,000
    Transfer fee
    โˆ’ No fee
    Amount converted
    ยฅ1,000
    Exchange rate
    ร— 0.8110 (1.00% below reference)
    Recipient gets
    KSh811.03
    Total cost of transfer
    ยฅ10 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

  6. Remitly

    4.7 / 5 editorial rating
    Recipient gets KSh807.80 KSh9.79 less than the top result
    Transfer fee
    ยฅ4
    Exchange rate
    0.8110
    Delivery
    Minutes (Express) / 1โ€“3 days (Economy)
    Estimated ยท general pricing Route availability not yet confirmed Pays out by Bank deposit, Cash pickup, Mobile money
    How this is calculated
    You send
    ยฅ1,000
    Transfer fee
    โˆ’ ยฅ4 (ยฅ4)
    Amount converted
    ยฅ996
    Exchange rate
    ร— 0.8110 (1.00% below reference)
    Recipient gets
    KSh807.80
    Total cost of transfer
    ยฅ14 (fee + exchange-rate margin)

    Based on the provider's general fees and margin, not route-specific pricing.

1 provider not shown for this search
  • XE โ€” Minimum transfer is ยฅ3,000

We may earn a commission when you use the links on this page. This never affects the ranking, which is based on the amount your recipient receives.

Comparison summary

We compared 6 providers for sending money from Japan to Kenya based on a transfer of ยฅ1,000. TorFX offers the best overall value, delivering KSh817.59 to your recipient.

Looking for the cheapest way to send money from Japan to Kenya? Compare live exchange rates, transfer fees and delivery times across trusted providers below, and see exactly how much Kenyan Shilling (KES) your recipient receives for your Japanese Yen (JPY).

Rates and fees change constantly, so the comparison above is updated automatically. Whether you are paying for family support, tuition, property or a business invoice, choosing the right provider can save you money on every transfer.

Ways your recipient can get the money in Kenya

  • Bank depositTorFX, OFX, Wise, WorldRemit and 2 more
  • Cash pickupWorldRemit, Western Union, Remitly
  • Mobile moneyWorldRemit, Western Union, Remitly
  • Digital walletWorldRemit

Ways to pay from Japan

  • Bank transferTorFX, OFX, Wise, WorldRemit and 2 more
  • Mobile moneyTorFX, Remitly
  • Digital walletTorFX, Wise, Remitly
  • Debit/credit cardOFX, Wise, WorldRemit, Western Union and 1 more
  • Cash at an agentWestern Union, Remitly

Card payments are often faster but can cost more than a bank transfer. Use the payment selector above to compare.

What a transfer really costs

You pay two things when sending JPY to KES: the transfer fee you see up front, and the exchange-rate margin โ€” the gap between the rate you get and the mid-market reference rate. A "no fee" offer with a wide margin can cost more than a small fee with a close-to-mid-market rate, which is why we rank by what your recipient actually receives. Open "How this is calculated" on any result to see both parts.

Typical delivery times

  • TorFXMinutes to 2 days
  • OFX1โ€“3 business
  • WiseSeconds to 2 business days
  • WorldRemitMinutes to 3 days
  • Western UnionMinutes to 1 business day
  • RemitlyMinutes (Express) / 1โ€“3 days (Economy)

Stated by each provider. Actual times depend on payment method, identity checks, cut-off times and public holidays.

How to send money from Japan to Kenya

  1. Compare providers above for your exact amount, payment method and payout method.
  2. Open an account with your chosen provider and verify your identity (usually a photo ID, sometimes proof of address).
  3. Add your recipient's details โ€” bank account, mobile-money number or name for cash pickup โ€” exactly as they appear on their ID or account.
  4. Check the final amount and exchange rate on the provider's confirmation screen before you pay; it can differ from our estimate.
  5. Pay and share the tracking reference with your recipient.

Frequently asked questions

What is the cheapest way to send money from Japan to Kenya?

The cheapest provider may vary depending on transfer amount and payout method. Compare providers above to find the best option.

How long does it take to send money from Japan to Kenya?

Delivery times range from a few minutes to several business days depending on the provider.

What payment methods are available?

Most providers support bank transfer, debit card, credit card, and mobile money payments.

Can I send money online to Kenya?

Yes. Most major providers allow you to send money online or through their mobile apps.